Sure it is nice to have the power and comfort, but really I don't think they are that much better than my Ford Taurus I bought right after college.

Some people seem to get pleasure out of imagining people are looking at them as if they are special. In Europe, the roads are littered with luxury German cars - they are taxis.

as I heard that they crash more frequently.

I didn't know this, but it doesn't surprise me. Less liability if one goes down.

is when you have enough and it is generating passive returns that allows you to never work again, that does bring stability, peace of mind and is a good thing.

I thought I was getting closer to this - but am now far, far away again!