Great speech, the issues of money has been one of the basic and the key point of our existence as a person, when growing up we have all those dream I will buy a plane for mum and dad build houses and others luxuries of life.
Coming to adulthood the whole orientation changes, first they are bills and needs to attend to. And life has structure itself to work on our psychology i.e if you don't work you can eat which is true and we started leaving and work bases on need solving and bills payment, and we hardly live the life we initially wanted.
We are supposed to live to work, but is the other way round we work to live.